Agreement Disclosure

We start you out with a smaller credit limit to fight fraud. You can unlock your full credit limit after one in-store purchase using your physical card.

Congratulations,<break></break>You're approved!

PIN updated

Set a pin

Your virtual card details

By checking this box, you confirm you have read and agree to:

Read through our legal agreements and disclosures

Identity Verification

Get your identification documents ready.

We need some information to confirm your identity

You already have an account with Zable

We are unable to provide you with an offer at this time

We can't offer you a credit card right now

Error

Something went wrong

Expired

Your quote or application has expired

Frozen

Your credit report is frozen

We can't submit your application right now

Not accepting new applications today

Magic link expired

Your Quote

Verify Email

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

Important Information About Procedures for Opening a New Account:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

What this means for you:

Important Disclosures & Information:

Thanks for choosing Zable.<break></break>You’ll hear from us very soon!

Hang tight!<break></break>We’re currently reviewing your application

Then get access to your full credit limit after making an in-store purchase.

Activate your physical card

See your available credit, upcoming payments, PIN for cash advances and more.

Track your account activity

You'll never have to worry about missing a payment again.

Set up Autopay

Manage your card with the Zable app

Track your spending and payments all in one place on our modern, easy-to-use app.

Easily manage your transactions

No robots, just people. Get help in minutes through our chat and phone lines.

Fast and friendly support

After approval, access to a virtual card gives you the ability to make purchases online immediately.

Start spending immediately

Zable Credit Card

By checking this box, I confirm that I have read, understand and consent to:

Zable can use my information for its business purposes and to offer me other Zable offerings. Zable can obtain credit bureau information about me to determine which offers I qualify for.<break></break><break></break>Credit Cards issued by Continental Bank.

We need your agreement to the following terms

I understand this will have no impact on my credit score. There will only be a soft inquiry on my credit report. After prequalifying there will be a hard inquiry on my credit report if I decide to apply.

I’ve read and understood Zable’s <termsOfUse>Terms of Use</termsOfUse>, <zablePrivacyPolicy>Zable Privacy Policies</zablePrivacyPolicy>, <continentalPrivacyPolicy>Continental Bank Privacy Notice</continentalPrivacyPolicy>, <consumerPrivacy>Zable Consumer Privacy Notice</consumerPrivacy> and <californiaPrivacy>Zable California Privacy Notice</californiaPrivacy>.

You’ve used up all of your attempts to verify your phone.

Please reach out to Zable Support team at<phoneTag>{ phoneNumber }</phoneTag>to continue your application. Our team is here to help.

No more attempts left!

Verify Phone Number

Personal Loans with Personalised Rates. Quick decisions and excellent service. Get approved before you apply. Quotes don't impact your credit score.

Zable Personal Loans and Credit Cards. See your prequalified options with no impact to your credit score.  Quick decisions and excellent service, we’re rated Excellent on Trustpilot!

Fast Credit, Fair Rates

Review and sign the TILA and Promissory Note

An illustration of a person carrying an oversized novelty hammer in front of a browser window showing a bug

<para>Technology has the power to simplify our lives: that’s the principle on which we founded Zable in 2014 in the United Kingdom. While Zable in the US is relatively young, we’ve helped hundreds of thousands of borrowers in the UK. Getting a loan or credit card shouldn’t be a complicated or lengthy process in the digital age.</para><para>So, we built a platform that harnesses technology and data in order to make personal finance hassle-free and customer-friendly.</para><para>There’s no need to fill in lengthy forms, deal with paper-based applications, wait days for a decision, wait in line in a branch, or get stuck in hold loops on overburdened customer service hotlines. Zable fixes all of that.</para><para><strong>Be smart about finance - choose Zable.</strong></para>

We offer a fast and seamless journey to our products: our technology makes things easy and straightforward.

Speed

Our customer service is available during business days by email or phone.

Service

Simplicity

Our team is here to support you, every step of the way

You can start spending straight away with your virtual card on the Zable app.

Instantly use your virtual card

Stay up to date and have a full view of your spending and payments.

Track your transactions and payments

Download the Zable app

Scan the QR code with your phone to download Zable

Available on the App Store or Google Play on your phone

Use your virtual card to make online purchases until you receive your physical card

Activate your card

3 easy steps to start using your card

Use the email you applied with:<break></break><email></email>

Log in with your email

Download the Zable app to get started

If approved, you can start spending straight away with your virtual card on the Zable app.

No robots, just people. Get help in minutes through our chat and phone lines

Pay on time and you may be eligible for an improved limit and APR in as little as 6 months

We’ll give you the boost you need

Why our customers love Zable

Track your spending and payments all in one place on our simple, easy-to-use app

Easily manage your spending

Access to instant spending

Apply in minutes

Get your money as early as today

If approved, select your term to find the rate that suits you best

Customise your loan

Set me up very quickly and had me paid the next business day. I have been referring anyone that asked me about this kind of service to this company.

Absolutely wonderful service

You’re being redirected to another page.<break></break> If it’s taking too long, open the Zable app below.

Login